Marsh Canada is pleased to provide Advantage, a general insurance program created to meet the insurance needs of the Hospitality Industry in Canada. With coverage features including Property Insurance, Crime Insurance, Forcible ejection coverage, and Host Liquor Liability, Advantage provides comprehensive insurance coverage that is designed for restaurants, pubs, bars, and other hospitality establishments.

There are a number of benefits to purchasing Advantage, including:

• Coverage has been specifically designed for the Hospitality Industry, resulting in broader coverage, less risk of "gaps" in insurance protection, and the availability of higher limits of coverage.
• Advantage was developed by Marsh Canada whose size and worldwide presence brings significant experience and expertise to support the needs of Canadian businesses.

Who Is Eligible?

Coverage is available to most members of the Hospitality Industry in Canada. As a general rule, we are interested in businesses which take an active interest in risk management.

Features that we look for include:

a. CO2 system in place with semi-annual maintenance
b. Server training and designated driver programs
c. Up-to-date incident logs and maintenance records

Coverage will vary depending on the individual risk characteristics.

Why Buy This Program?

There are a number of advantages to purchasing Advantage, besides the fact that it has been developed specifically for the Hospitality Industry.

• Coverage has been specifically designed for the Hospitality Industry, resulting in broader coverage, less risk of "gaps" in your insurance protection and the availability of higher limits of coverage. For highlights of the coverage afforded under this program, please see below.
• Preferential rates allow for competitive pricing. We also offer a monthly payment plan.
• Advantage was developed by Marsh Canada. Our size and worldwide presence mean that we can bring significant experience and expertise to assist you in your insurance needs.

What Is Included?

The coverage provided under Advantage was developed to meet the specific needs of the Hospitality Industry. Some of the highlights include:

Property Insurance

• Boiler and Machinery
• Consequential Loss
• Business Interruption Insurance

Commercial General Liability

• Innkeepers Liability
• Host Liquor Liability
• Forcible Ejection

Crime

• Employee Dishonesty
• Loss Inside the Premises
• Loss Outside the Premises
• Money Orders and Counterfeit Paper Currency Coverage
• Depositors Forgery Coverage
• Credit Card Forgery
• Audit Expenses
• Computer Fraud

Contact Us

Are you interested in finding out more about Marsh? Marsh’s products and services are sold through a network of offices across Canada, each of which would be pleased to assist you with your specific insurance needs. Please contact the office nearest you.