The continuing globalization of businesses and economies is resulting in an increasingly varied portfolio of exposures—affecting people, assets, earnings, and liabilities.New and emerging risks, accompanied by regulatory complexities, inconsistencies, and stricter enforcement of insurance and tax laws demand increased monitoring and regulatory oversight.  At Marsh we institutionalize master program management, accounting for local laws and regulations—eliminating the ambiguities of compliance. The power of our broad resources, along with best practice sharing and innovation, fuel multinational client growth with worldwide security and business solutions.